December 2015 – by Per Christensson
I know several tech-savvy people who still manage their finances with pen and paper. I don't understand it. They still use a check ledger and mail their bills by check every month. It's almost 2016 and online banking has been around for nearly two decades. It's time to move to the digital age.
Managing your finances electronically has several benefits, including saving time, reducing errors, and avoiding late payments. Here are a few steps I recommend if you choose to go paperless as we approach the new year.
If you decide to make the move to electronic banking and your financial institution doesn't support features like downloading transactions or depositing checks electronically, it might be time to switch banks. I recently moved to a new bank after twenty years because my old bank was always lagging in technology. It was a hassle but a great decision.